National Cash Advance Visa® Prepaid Card

Go everywhere. Without going over.

Already a cardholder? Check your balance online.

Getting a National Cash Advance Visa Prepaid Card is easy. You don’t need to fill out an application and no credit check is required. Just load it with cash and you’re ready to go. And because you spend only as much money as you load, there are no overdraft fees.

Enjoy the convenience and security of a prepaid debit card.

The National Cash Advance Visa Prepaid Card makes it easier than ever to manage your money. All with the added security and convenience of a prepaid debit card.

  • Anytime Alerts™: Stay up-to-date with your card balance and transaction activity with alerts to your e-mail or cell phone.
  • No overdraft fees: You can spend only as much as you load.
  • Pay your bills online: It’s easier to pay on time and avoid late fees.
  • Buy online or over the phone: Make secure and easy purchases.
  • Easy to reload: Add money to your card at any of the more than 90,000 NetSpend reload locations.
  • Accepted everywhere Visa debit cards are accepted.
  • Withdraw cash at any ATM: Or choose “Cash Back” when checking out at a store register.
  • FDIC Insurance: All accounts are FDIC-insured up to the current coverage limit.

Check-To-Card.

In addition to cash, you can load your payroll, government and other checks onto your Visa Prepaid Card. It’s better than check cashing. You can also get up to $200 of your check in cash*, while still enjoying the many convenient card benefits listed above.

Upgrade your card within 120 days to get even more.

After you try the National Cash Advance Prepaid Card, you’ll wonder how you managed without one. Just remember it’s only valid for 120 days, so upgrade it before it expires. It’s just $4.95 to enjoy these additional benefits:

  • A personalized card with your name.
  • Choose your own fee plan.
  • Earn 5.00% APY on your savings**: An FDIC-insured savings account can earn interest at 10 times the national average***. There are no monthly service fees and no required minimum balance. You can even schedule automatic transfers from your card.
  • Choose from two card designs when you upgrade.
  • Free Direct Deposit: Get paid faster than traditional banking with Direct Deposit. You can load all or a portion of your payroll or government check.
  • Easy free transfers: Transfer money from one card account to another.
  • Up to two companion cards: Link them to your account for greater convenience.

Enjoy lower fee options when you upgrade.

  Temporary Card Personalized Card
  Pay-As-You-GoSM Plan Pay-As-You-GoSM Plan FeeAdvantage™ Plan
Upgrade Fee-Personalized Card n/a $4.95 $4.95
Card Fee Plan Options n/a Per Transaction $9.95 Monthly or $69.95 Yearly
Signature Purchase Transaction $2.00 each $1.00 each FREE UNLIMITED
PIN Purchase Transaction $2.00 each $2.00 each FREE UNLIMITED
ATM Cash Withdrawal1 Transaction $3.00 each $2.50 each $2.50 each
Balance Inquiry via ATM $0.50 each $0.50 each $0.50 each
Monthly Account Maintenance Fee $5.952 $5.952 $5.952

1 ATM owner fees may apply.
2 Monthly fee waived if account has debit or credit transaction and/or balance inquiry within 90 days.

*Not available in DE, IL, IN, MS, NV, TN.

**National Cash Advance Visa Prepaid Cards are issued by MetaBank™, member FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend is an authorized Independent Sales Organization of MetaBank. Use of card subject to funds availability. Transaction fees, terms and conditions apply. See Cardholder Agreement for complete details.

***NetSpend Savings Accounts are made available to cardholders through MetaBank™, member FDIC. Interest is calculated on the Average Daily Balance of the savings account and is paid quarterly. Annual Percentage Yield (APY) is accurate as of August 1, 2010: this is a promotional rate and may change without notice pursuant to applicable law. No minimum balance necessary to open account or obtain the yield. A cap may be placed on the maximum amount of funds maintained in the account. The cap may be exceeded by interest accruing on the funds. The cap may change. Because savings funds are withdrawn through the card account, card transaction fees could reduce interest earned on the savings account.

†While NetSpend does not charge for this service, you may be subject to text message fees assessed by your mobile phone service provider. Check with your provider for details.

Source for our "10X higher than the national average" claim is the Bankrate.com Passbook/Statement weekly savings survey results published on April 21, 2010, and verified as of August 1, 2010. The rates published at Bankrate.com, http://www.bankrate.com/brm/publ/passbk.asp?caret=2, are subject to change without notice and may vary from branch to branch.